Having insurance can sometimes seem like a waste of money but when disaster strikes we 'thank God' we have bought it. At KELCIO Real Estate we can help you get the insurance that suits you best: Auto Insurance - Everything for your car and the driver. Home Insurance - Protection for your property, the contents, household and liability. Health Insurance - Because health is our main pillar. Pets Insurance - If the company of your friend is indispensable, then insuring it is too!